A nationwide campaign is underway today to encourage Scots to seek free debt advice if they are struggling with their bills.
The Advice Direct Scotland campaign will include advertisements on commercial radio, in newspapers, on buses and on digital hubs across Scotland.
Scots are urged to contact the charity’s free debt counseling service, moneyadvice.scot, which provides information and assistance on a wide range of debt issues and is licensed and regulated by the Financial Conduct Authority (FCA).
Debt counselors can work with people to assess their current situation, review their income and expenses, and think about what to do next.
The campaign comes amid growing concerns about the cost of living, with rising inflation and sharp hikes in energy prices on the horizon.
January is a particularly difficult time for many families due to the high Christmas expenses.
Advice Direct Scotland’s moneyadvice.scot service includes a knowledge center with useful information and a live chat at www.moneyadvice.scot. The free service can also be reached on 0808 800 9060 between 9 a.m. and 5 p.m., Monday to Friday.
Andrew Bartlett, Managing Director of Advice Direct Scotland, said: “This is a timely campaign to help Scots grapple with the debt burden.
“We know January is a particularly difficult time for many, and there are widespread concerns about a cost-of-living crisis this year – especially with energy bills set to soar.
“For those concerned about their financial commitments, we are proud to launch moneyadvice.scot in addition to our extensive consumer advice service.
“Our expert debt advisors are here to help if you have personal financial worries, if you are struggling with debt, or if you need a way to get back on track.
“People don’t have to suffer alone, and sometimes talking to a counselor can help. “